MSA

MORTGAGE SERVICES ACT

If you have any questions or inquiries regarding MSA with A Better Way Mortgage Group, please reach out to us at compliance@abwmortgage.ca.

We aim to respond within 24 hours. If you haven't received a response within this timeframe, it may be because we're awaiting additional feedback to provide you with an accurate answer. Your patience and understanding are greatly appreciated.

TRAINING VIDEOS & WORKSHOPS Mortgage Services Act (MSA) Compliance Workshop (01/09/2026)

ABW Brokers MSA Obligations

ABW MORTGAGE GROUP - AML POLICY & PROCEDURES MANUALS

ABW Mortgage Group - AML ATF Policies and Procedures Manual- Effective January 2026 ABW Mortgage Group AML ATF Risk Based Approach -Effective January 2026. Change Log - PPM and RBA Adjustments - 2026

WHAT TO DO?

When you have a Positive Sanctions Screen Result When you have a client with a High Risk Rating When you have identified suspicious client activity When you have a client is acting unusually (being evasive, refuses to give ID, changing explanations etc.) When you have a DOMESTIC Politically Exposed Person (PEP) / Head Of International Organization (HIO) as Client. When you have a FOREIGN Politically Exposed Person (PEP) / Head Of International Organization (HIO) as Client Every time you need to justify your assigned Risk Rating - Risk Rating Justification Examples (copy and paste)

FINTRAC INFORMATION AND LEARNING RESOURCES

High Risk Countries - Knowyourcountry.com Examples of HIGH Risk Industries/Occupations How to Identify a Client with an approved FINTRAC method Appendix 12.4 - Source Of Wealth and Funds - Documentation Guidance PEP Declaration Form - Blank PDF Copy How To Complete your AML requirements through Velocity - Step by Step Video How to move an Application from EXPERT - to - VELOCITY to complete your AMR requirements Gov’t Of Canada FINTRAC Training Library REMIC - FINTRAC Training Manual DLCG - FINTRAC - FAQ’s

BROKERAGE FINTRAC TRAINING VIDEOS

2026 -ABW Annual FINTRAC Meeting (05/07/2026) VELOCITY FINTRAC Features Demo (10/16/2024) AML - Brokerage FINTRAC Update (10/01/2024) AML - Brokerage FINTRAC Update (1/29/2024)

AML LINKS & RESOURCES

Government Of Canada - FINTRAC Obligations & Guidance FINTRAC Public notice of administrative monetary penalties

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